Dennis Ng, Independent Mortgage Consultant

1. Unbiased Advice
We provide you an Unbiased Analysis of ALL packages provided by ALL Banks and Finance companies in Singapore, listing out all the terms and conditions for your easy reference.

2. Convenience
We provide door-to-door personalised service to help you apply a loan anywhere at a time convenient to you! You can apply a loan in the comfort of your house or office, without need to go to the bank at all.

3. Savings in Legal fees
We can work with ANY law firm (who are approved by All banks and CPF Board). We typically can help consumers negotiate for LOWER legal fees (Savings in $$) than if you’re allocated a lawyer by the bank.

4. Saving in Time
Imagine if you need to call 12 financial institutions one by one to check out the loan packages that each offer, that might take you a few hours and having to repeat “your story” over and over again. We provide a one-stop service to help you save invaluable time for you!

5. FREE Service with no extra charges
You might wonder how much fees you need to pay us for the extra value-add we provide. You might be glad that we decide not to charge any fee at all as we’re paid by banks separately. Thus, you have everything to gain and nothing to lose to engage our service.

Our business philosophy is to “put clients’ interest above everything”. We will continue to strive to provide better and more value added services to you with your interests and convenience in mind.